Wednesday, March 31, 2010

Do the Right Thing


There are times in your life when you have to stand up for what you think is right. We were trying to sell our first home while buying a new home in Townsend. The buyer of our home ended up delaying the purchase while we had to go through with the Townsend sale. This left us in a difficult position of owning two homes. We had to get a temporary bridge loan to cover the cost. It took two weeks to settle the sale of our first home and payback the bridge loan. We paid back the loan and the bank said we owed more on the interest because we were late. We had paid the loan back at 3 pm on a Friday. The bank claimed that because we paid after 2pm the loan was paid back on the next day and therefore we owed interest on that day of about $120.00. I went to the bank with our agreement. which had no stipulation about a 2pm payment. The agreement stated that the loan had to be paid back by Friday. After about 20 minutes the bank manager agreed with my viewpoint and he eliminated the extra charge. The manager was not happy with us but what is right is right.

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